Call Daniel Godfrey at (888) 241-7157 

to Learn About our Easy Application Process!

Whether you are looking to expand your business, improve cash flow, or restructure an existing working capital credit facility*, Celtic Bank has options to assist your needs. Celtic Bank offers flexible working capital lines of credit supported by your accounts receivable and inventory to ease the cash flow burden associated with these assets. Celtic Bank supports most companies involved in business-to-business sales, including manufacturing, wholesale distribution, and commercial service firms like staffing and transportation. Businesses in any stage of the business life cycle, from start-ups to mature businesses, may qualify.

For businesses in consumer goods industries or for other companies interested in minimizing bad debts and accelerating accounts receivable turnover, Celtic Bank also offers full-service non-recourse factoring. Leave your credit and collection back-office to an expert who can help you to establish credit limits, perform collection activities, and assume credit losses on approved accounts.


Celtic Bank offers working capital financing loans up to $5 million

Products Offered:

  • Asset-Based Lines of Credit**
  • SBA Working Capital CAPLines
  • Accounts Receivable and Inventory Financing
  • Non-Recourse Factoring
  • Traditional Factoring


  • Commercial Accounts Receivable
  • Good personal credit
  • 12-months of profitability or positive cash flow
  • Business tangible new worth
  • Minimum borrowing of $250,000


Do you have Questions on the Application Process? Would you like to get pre-approved for an Asset-based Line of Credit up to $5 million?

Call or Email our Friendly and Knowledgable Vice President of Asset-based Lending, Daniel Godfrey at (888) 241-7157 or email at dgodfrey@celticbank.com!


* Working capital lines of credit through Celtic Bank, including factoring facilities, may not be used to restructure or refinance term debt or business credit cards.

** Celtic Bank does not support asset-based loans based on real estate or other non-current assets.

We Bring Big Ideas To Your Small Business!


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