Purpose: Ground up construction of primary residence, second home or investment property. Remodels and renovations of primary residence or second home.
Loan Amount: Up to $2,000,000
Collateral: Real Estate
Term: 6-12 months
LTV: Varies, up to 85%
Draws: 48 hour turn times in most cases
 
Purpose: Pre-sold Construction Loans
Speculative Construction Loans
Guidance Line of Credit
Loan Amount: TBD up to $5,000,000 per contractor relationship
Collateral: Real Estate
Term: 6-12 months
LTV: Varies, up to 80% on pre-sold
Varies, up to 75% on speculative
Draws: 48 hour turn times in most cases
 
Purpose: Purchase or Rate and Term Finance
Loan Amount: TBD upon request
Collateral: Real Estate
Term: up to 24 months
LTV: 75%
 


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