Celtic Bank offers a variety of products to meet your long term saving goals. We provide time certificates of deposit and money market accounts for as low as a $1,000 balance.

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Celtic Bank Personal or Business Money Market Account (MMA)

  • Interest bearing – tiered account
  • $1,000 minimum opening deposit
  • $1,000 daily minimum balance to avoid service charge
  • One free wire transfer per month
  • Up to six third-party withdrawals/checks per month
  • FDIC insured funds up to $250,000
  • Visit https://www.fdic.gov/edie/index.html for FDIC deposit insurance calculator

 

Money Market Accounts - $1,000 Minimum Daily Balance
(Nationwide)

Term Interest Rate APY*
Money Market Account less than 20K 0.19% 0.19%
Money Market Account 20K to 100K 0.31% 0.31%
Money Market Account 100K - 1 Million 1.05% 1.06%
Money Market Account more than 1 Million 1.86% 1.88%

 

Celtic Bank Certificates of Deposit (CD)

  • $1,000 minimum opening deposit
  • Fixed rate on entire balance for length of CD term
  • Many terms available from 6 months to 10 years
  • Interest may be compounded or mailed to you via check
  • FDIC insured funds up to $250,000
  • Visit https://www.fdic.gov/edie/index.html for FDIC deposit insurance calculator

 

Certificates of Deposit - $1,000 Minimum Daily Balance (Nationwide)

Term Interest Rate APY*
6 Month 2.12% 2.14%
1 Year 2.39% 2.42%
18 Months 2.62% 2.65%
2 Year 2.72% 2.76%
3 Year 2.78% 2.82%
4 Year 2.80% 2.84%
5 Year 2.83% 2.87%
10 Year 3.05% 3.10%

* Annual Percentage Yields and Interest Rates are current as of October 10th, 2018. These rates may change at any time without prior notice. A penalty will be imposed for early withdrawal on all Certificates of Deposit, with few exceptions. Fees could reduce the earnings on the account. For current rates, please call us at 1-877-415-5348 during normal business hours. Celtic Bank is an Equal Housing Lender, Member FDIC.