Celtic Bank offers a variety of products to meet your long term saving goals. We provide time certificates of deposit and money market accounts for as low as a $1,000 balance.

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Celtic Bank Personal or Business Money Market Account (MMA)

  • Interest bearing – tiered account
  • $1,000 minimum opening deposit
  • $1,000 daily minimum balance to avoid service charge
  • One free wire transfer per month
  • Up to six third-party withdrawals/checks per month
  • FDIC insured funds up to $250,000
  • Visit https://www.fdic.gov/edie/index.html for FDIC deposit insurance calculator

 

Money Market Accounts - $1,000 Minimum Daily Balance
(Nationwide)

Term Interest Rate APY*
Money Market Account less than 20K 0.09% 0.09%
Money Market Account 20K to 100K 0.14% 0.14%
Money Market Account 100K - 1 Million 0.49% 0.49%
Money Market Account more than 1 Million 0.87% 0.87%

 

Celtic Bank Certificates of Deposit (CD)

  • $1,000 minimum opening deposit
  • Fixed rate on entire balance for length of CD term
  • Many terms available from 6 months to 10 years
  • Interest may be compounded or mailed to you via check
  • FDIC insured funds up to $250,000
  • Visit https://www.fdic.gov/edie/index.html for FDIC deposit insurance calculator

 

Certificates of Deposit - $1,000 Minimum Daily Balance (Nationwide)

Term Interest Rate APY*
6 Month 0.73% 0.73%
1 Year 0.93% 0.93%
18 Months 1.25% 1.26%
2 Year 1.31% 1.32%
3 Year 1.49% 1.50%
4 Year 1.64% 1.65%
5 Year 1.74% 1.76%
10 Year 2.39% 2.42%

* Annual Percentage Yields and Interest Rates are current as of February 22nd, 2017. These rates may change at any time without prior notice. A penalty will be imposed for early withdrawal on all Certificates of Deposit, With few exceptions. Fees could reduce the earnings on the account. For current rates, please call us at 1-877-415-5348 during normal business hours. Celtic Bank is an Equal Housing Lender, Member FDIC.