Celtic Bank offers a variety of products to meet your long term saving goals. We provide time certificates of deposit and money market accounts for as low as a $1,000 balance.

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Celtic Bank Personal or Business Money Market Account (MMA)

  • Interest bearing – tiered account
  • $1,000 minimum opening deposit
  • $1,000 daily minimum balance to avoid service charge
  • One free wire transfer per month
  • Up to six third-party withdrawals/checks per month
  • FDIC insured funds up to $250,000
  • Visit https://www.fdic.gov/edie/index.html for FDIC deposit insurance calculator

 

Money Market Accounts - $1,000 Minimum Daily Balance
(Nationwide)

Term Interest Rate APY*
Money Market Account less than 20K 0.09% 0.09%
Money Market Account 20K to 100K 0.16% 0.16%
Money Market Account 100K - 1 Million 0.53% 0.53%
Money Market Account more than 1 Million 0.93% 0.93%

 

Celtic Bank Certificates of Deposit (CD)

  • $1,000 minimum opening deposit
  • Fixed rate on entire balance for length of CD term
  • Many terms available from 6 months to 10 years
  • Interest may be compounded or mailed to you via check
  • FDIC insured funds up to $250,000
  • Visit https://www.fdic.gov/edie/index.html for FDIC deposit insurance calculator

 

Certificates of Deposit - $1,000 Minimum Daily Balance (Nationwide)

Term Interest Rate APY*
6 Month 0.90% 0.90%
1 Year 1.09% 1.10%
18 Months 1.38% 1.39%
2 Year 1.42% 1.43%
3 Year 1.59% 1.60%
4 Year 1.75% 1.77%
5 Year 1.84% 1.86%
10 Year 2.44% 2.47%

* Annual Percentage Yields and Interest Rates are current as of March 22nd, 2017. These rates may change at any time without prior notice. A penalty will be imposed for early withdrawal on all Certificates of Deposit, With few exceptions. Fees could reduce the earnings on the account. For current rates, please call us at 1-877-415-5348 during normal business hours. Celtic Bank is an Equal Housing Lender, Member FDIC.