


Secure the SBA Loan Your Business Deserves
Trusted by 10,000 Small Business Owners
GET PREQUALIFIED NOW"I appreciate that Celtic looks out for the borrower."— Jay Patel
TRUSTED BY BUSINESS OWNERS NATIONWIDE
260+
Industries serviced.
$4+ Billion
Funds delivered.
30-35 Days
To close after approval on average.
Fast Prequalification.
Clear Next Steps.
Complete the application in 10–15 minutes. Provide business and ownership details, and Celtic Bank’s credit specialists will review and respond within 5–10 business days.
10-15 Minutes
To complete application.
Documents Submitted
Have details of your business & ownership ready.
5-10 Days
To be reviewed by Celtic Bank’s
credit specialists.
Estimate Your Monthly Payment
Loan Amount
$25,000.00
$5,000,000.00
Loan Term
5 Years
20 Years
Annual Rate
5%
15%
Minimun Down Payment
0%
15%
- SBA Fees3%
- Estimated Monthly Payment$0.00
- Estimated One Time Fees$0.00
- Estimated Down Payment$0.00
Data presented in this calculator are for illustrative purposes only. Applicants are subject to our credit worthiness. Interest rates, fees, terms and conditions are subject to change at any time without notice and will be disclosed upon final loan approval. This solicitation is not a guarantee of qualification.
From Application to Funding: What to Expect
Your Path to SBA Funding
01
Apply Online
Answer simple questions about your business and complete your loan application in minutes.
02
Get a Decision, Fast
Celtic Bank qualifies loans in-house, so you can find out in just 10–15 minutes if you’re pre-qualified. After that, expect a full review and response within 5–10 days.
03
Access Your Funds
After you have been approved for a loan, and upon closing, funds are immediately available within 48 hours.
Proven Experience Across 260+ Industries
Main Industries
Other Industries
- Insurance Agencies
- Accounting Firms
- Attorneys
- Landscaping Services
- Engineering Services
- Fitness
- Childcare / Daycare
- Construction
- Dentist
- Health, Wellness & Fitness
- Hotels
- Veterinary
- Hospital & Health Care
- Manufacturing
- Real Estate
- Warehousing & Storage
- Hair Salon
- & Many More Industries
SBA Loans for Businesses Like Yours
Success Stories from Celtic Bank Borrowers
The Right Loan for Every Business Need
Get financing for acquisitions, real estate, construction, working capital, and more — all with the guidance of an SBA Preferred Lender.
Get Working Capital
Buy Equipment
Buy a Business
Refinance Business Debt
Purchase Commercial Real Estate
Start Ground Up Construction
Buy Out a Partner
Open New Location
Purchase Inventory
A National Leader in SBA and Business Financing
Founded in 2001 and headquartered in Salt Lake City, Utah, Celtic Bank provides financing for small businesses. We help business owners with working capital, expansion, acquisition, construction, equipment financing, real estate purchases, refinances, and more.
Celtic Bank has ranked in the top ten SBA lenders nationally every year since 2013. But, we are not just an SBA lender.
We also offer a full range of equipment financing and leasing, commercial solar financing, asset-based lending and more.
We see every new borrower or strategic lending relationship as a partnership, and we’re highly invested in our partners’ success.


