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Bed and Breakfast or Inn Financing

Rest easy with fast, affordable business financing

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BED & BREAKFAST OR INN FINANCING WITH CELTIC BANK

Buy, Build or Expand Your Bed & Breakfast or Inn

Looking to grow and improve your bed & breakfast or inn? Whether you need money for real estate, expansion, or business acquisition, partner with a lender who understands the unique financing needs of b&bs and inns. 

Our team is experienced in helping owners solve the challenges that come with running a b&b, like setting up a commercial business in a residential neighborhood, maintaining a stable occupancy rate and managing cash flow in the off season.  

We structure our loans around these challenges. We provide financing for the things that help keep your b&b competitive, like adding and renovating rooms, optimizing your online booking experience, expanding services, or hiring more staff.   

Our SBA 7(a) loans provide fast, affordable, and effortless funding. This frees up your time to focus on the important things, like building relationships that bring people back season after season. 

Bed & Breakfast or Inn Financing Details

The competitive terms of an SBA 7(a) loan make it one of the most popular financing options for b&b owners and operators. As a preferred SBA lender, we can approve loan applications in house, accelerating your time to funding. 

With SBA 7(a) Financing Get:

  • Competitive Rates 
  • Up to 90% loan-to-value (LTV) 
  • Up to $5M in funding 
  • Terms of up to 25 years 
  • No balloon payments 
Apply Now

USES OF BED & BREAKFAST OR INN FINANCING

Get What You Need—and When You Need It

SBA 7(a) financing gives you the funds you need to invest in the things that keep you competitive in the long-term—while still giving you the cash flow to cover you in the short-term. You can use an SBA 7(a) loan to:

Buy an existing b&b or inn  

Renovate and refurbish an existing b&b or inn 

 

Purchase commercial real estate 

Buy out a partner 

Expand services 

Refinance business debt 

Launch a marketing campaign 

Solve off-season cash flow issues 

Apply Now

RECENTLY FINANCED BED & BREAKFAST INNS

Let Celtic Bank Fund Your Bed & Breakfast

Celtic Bank extends millions of dollars in loans to bed & breakfasts and inns around the country. We would love for your bed & breakfast to be our next project.
Fund Your B&B or Inn Today!

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