EQUIPMENT FINANCING DETAILS
Upgrade Your Equipment and Still Have Cash to Grow
With equipment financing from Celtic Bank, you get the critical equipment you need to generate more revenue, cut labor costs and scale your business. Our low rates and flexible terms allow you to invest in the equipment you need without restricting cash flow.
When you get equipment financing with us, you’ll be working directly with a FDIC-insured lender. From your first phone call to your last loan payment, you’ll be working with the same people. We are an equipment financing lender you can trust.
- Up to 100% loan-to-value (LTV)
- Up to $2M in funding
- Terms up to 7 years
- Low rates and flexible terms
- Fast approvals, transparent process
Equipment Financing Benefits
Why Equipment Financing Is Worth It
When considering equipment financing it's important to determine if the return on investment justifies the initial cost. While saving to pay for equipment in cash may feel smarter and less of a risk, it may frustrate your business growth.
Maintain Cashflow
Equipment financing at low rates and flexible terms means your monthly payments won’t eat up all your revenue. You will still have enough cash to cover operating costs and to invest in your business.
Reduce Labor Costs
When you have the right equipment you get jobs done faster and you use labor more effectively. This allows you to reduce labor costs and finish jobs on time.
Generate More Revenue
Having the correct equipment for the job gives your business the upper hand when bidding on projects. And when your business gets more jobs or bigger, better projects you generate more revenue.
Get a Tax Deduction on Purchased Equipment
Under the 179 section of the IRS tax code businesses can deduct the purchase price of equipment purchased or financed during the tax year.
Build Equity in Equipment
Equipment financing allows you to build equity in your equipment. You can later use this equity as collateral to finance your next equipment purchase or upgrade.
Pay Less Interest, Save More
Celtic Bank offers equipment financing at competitive low interest rates with flexible terms. This allows you to pay off your equipment financing faster and pay less interest overall.
Types of Equipment We Finance
Innovate Financing Solutions For Small Business
Get the financing to buy a business, refinance debt, buyout a partner, purchase commercial real estate, finance ground-up construction and more.
EQUIPMENT FINANCING APPLICATION PROCESS
Getting Started is Easy
Contact us
Call Us at 855-203-8634 and your equipment financing advisor will help you get started within one business day.
Get a decision, fast
Once you submit your application, you will know if you pre-qualify for equipment financing in one short conversation with your advisor.
Purchase equipment
After you have been approved, you can use your financing to purchase equipment up to $2 million dollars.








