Franchise Finance

Buy, Build or Expand Your Franchise

Apply now

FRANCHISE FINANCING WITH CELTIC BANK

Expertise You Can Count On

Our team has spent decades navigating the ins-and-outs of hundreds of franchise systems. This expertise translates to higher approval rates and a smoother loan process, minimizing surprises and delays.   

Our partnership can go beyond securing your initial franchise loan. Unlike many other lenders, who may limit support once you reach a certain size — Celtic Bank is here for the long haul.  

Partner with us and put our expertise to work for you. 

Franchise Financing Details

We offer a wide range of financing options from $500M up to $50MM, eliminating the need to switch banks as your franchise grows.  

With Franchise Financing Get:

  • Conventional loans
  • SBA 7(a) & 504
  • Financing from $500M-$50MM
  • Competitive rates
  • Flexible/custom terms
  • Up to 85% loan-to-value/loan-to-cost
  • Nationwide lender
Apply Now

USES OF FRANCHISE FINANCING

Get What You Need—and When You Need It

Whether you’re looking to acquire an existing location, buy out a partner, build new units, purchase commercial real estate, or a brand conversion — we take an entrepreneurial approach. We dig deep to understand your goals, then leverage our creativity to structure financing that works for you. You can use our financing for:

Acquisitions 

Partner buyouts 

CRE development and purchases 

Development Lines of Credit (DLOC) 

Refinance/restructure current debt 

Cash-outs 

RECENTLY FINANCED FRANCHISES

Let Celtic Bank Fund Your Franchise

Celtic Bank extends millions of dollars in financing to franchises around country. We would love your franchise to be our next project.
Fund Your Franchise Today!
Jimmy John’s $9MM
Dunkin'$15.6MM
Domino's$13.9MM
Planet Fitness$9.5MM
Tide Dry Cleaners$10MM
Sonic Drive-In$26MM
Wing Stop$10.3MM

FRANCHISE FINANCING EXAMPLES

Types of Franchises We've Funded

From Jimmy John's to Domino's, and most chains in between, we've helped owners get the funds they need to grow their restaurant franchise.

FRANCHISE TEAM

Your Franchise Financing Partners

From your first store, to your fiftieth, we can help you grow your franchise each step of the way.

Steven LickEVP Franchise Group Lead | (773) 318-1664 | slick@celticbank.com

Leading the Franchise Group at Celtic Bank as an Executive Vice President, Steven is responsible for providing financing solutions and advisory services to franchise owners and operators across a wide range of industries. His career in franchise finance spans over 14 years, and he earned his MBA from Michigan State University – The Eli Broad Graduate School of Management.

Lex LaneSVP - Business Development Officer | (503) 232-2200 | llane@celticbank.com

With three decades of experience across all facets of franchise and conventional business loan origination, Lex has a comprehensive understanding of the lending process. His expertise includes managing loan production (sales, underwriting, and closing), participating in loan committee decisions, and contributing to the strategic direction of the company.  

Lex is also a multi-unit restaurant owner and franchisee with Jimmy John’s and a former multi-unit franchisee of Wingstop. His specialties include consultative selling, loan origination, credit analysis, and loan process design and execution.

THOUGHT LEADERSHIP

Check out our catalog of white papers and guides

Liquor Store Business Loans

Read more

Car Wash Expansion Plan for Existing Owners

Read more

Convenience Store Business Loans

Read more

Need a Business Loan?

Pre-qualify for a loan in minutes and focus on growing your business.

Apply Now