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WORKING CAPITAL SBA LOAN DETAILS
What Smart Business Owners Do About Cash Flow Problems
At Celtic Bank we offer smart, simple and affordable working capital solutions. With our working capital loans you have the cash you need to solve off-season cash-flow issues, prepare for a seasonal rush, upgrade equipment, hire staff, launch a new product or more. With low rates and longer repayment terms, Celtic Bank’s working capital loan solutions are the perfect choice for smart business owners who want to stabilize their cash-flow.
Features of a Working Capital Loan with Celtic Bank:
- Up to $150K in funding
- Fast processing—prequalify in 24 hours
- Terms up to 10 years with no prepayment penalty
- Low interest rates with caps set by the SBA
WORKING CAPITAL SBA LOAN BENEFITS
Why a Working Capital SBA Loan is Worth It
Business owners have many working capital financing options, but due to high rates and aggressive repayment terms some short-term financing can be more of a burden than a help. SBA working capital loans with Celtic Bank remain one of the best working capital options out there for small business owners. Below are of some of the major benefits to getting an SBA working capital loan.
Quick Approvals and Processing
When you apply for a working capital loan with a preferred SBA lender like Celtic Bank, your loan application is approved in-house instead of being sent to the SBA for approval. This accelerates your time to funding.
Affordable Terms
SBA loans come with low interest rates—especially compared to some other quick turn-around lending options—meaning that your short-term loan won’t cause long-term financial hardship. Working capital SBA loans also have longer repayment periods, with terms of up to ten years. Together, these terms ensure your monthly loan payment is manageable and you still have the cash to cover your day-to-day expenses.
Flexible Use of Proceeds
There are a ton of things that you can do with a working capital loan, like stabilize cash flow, stock up on inventory, hire a new employee, market a new product, purchase new equipment, and more.
INDUSTRIES ELIGIBLE FOR WORKING CAPITAL LOANS
Get SBA 7(a) Financing for Your Industry
Businesses across hundreds of industries have qualified for express financing. Below are just some the of businesses that Celtic Bank has helped.
Car Wash Financing
Expand your wash, upgrade equipment, solve off-season cash flow issues & more.
WORKING CAPITAL APPLICATION PROCESS
We Make Getting Working Capital Easy as 1,2, 3
01
Apply Online
Answer simple questions about your business and complete your loan application in minutes.
02
Get a Decision, Fast
Once you apply, Celtic Bank approves loans in-house, which means you can prequalify for your loan in as little as 10 minutes.
03
Access Your Funds
After you have been approved for a loan and upon closing, funds are immediately available within 48 hours.
Testimonials
Don't Just Take Our Word For It
