Frictionless Business Financing

Ready to break ground building your business? Work with our in-house construction department who will be there from start to finish of your construction project—making sure it is done right.

Get the equipment your business needs to succeed. We finance equipment across dozens of industries—from agriculture, construction, education, entertainment, hospitality to IT, healthcare, manufacturing, transportation and more.

High-interest business debt eating into your cash flow? Refinancing your debt with Celtic Bank can free up cash flow. This gives you the ability to invest in the day-to-day needs of your business.

Is one or more of your partners looking to move on or retire? We make buying out a partner easier, so you can focus on successfully managing more of the business.

If you’re looking to turn-around a poorly managed business or finally advance from manager to owner, we can help you make the transition.

Need cash to stock inventory, hire staff, or invest in marketing? Our loan specialists will help you get the working capital you need to run your business at low rates and longer repayment terms.

Do you want to buy your current building or expand to a new location? With as little as 10% down, we help make buying land and real estate accessible to small business owners. We are experts at financing specialty commercial real estates like assisted living facilities, hotels, restaurants, car washes and gas stations.

An SBA Express loan enables borrowers to get working capital up to $150,000 to stock inventory, hire staff, invest in marketing and other operating costs at low rates and longer repayment terms.

The Celtic Advantage loan provides the speed of the SBA Express loan with some of the uses of a 7(a) loan. Get up to $350,000 to finance working capital, refinance debt, buy a business, purchase real estate, upgrade equipment or stock inventory.

With low rates and longer repayment terms, an SBA 7(a) loan is business financing that won’t slow you down. Get up to $5 million in financing to get working capital, buy a business, buy out a partner, refinance debt, start ground-up construction and more.

By financing your equipment with Celtic Bank, you can say ‘yes’ to more projects with little to no money down. Get up to $3 million to buy or lease new or used equipment with terms of up to 7 years at low fixed rates.

With flexible and affordable asset-based lines of credit, Celtic Bank reduces the cash flow burdens associated with accounts receivable and inventory for small business owners. Asset-based financing frees up cash flow, allowing borrowers to invest in other immediate business needs.

This open account trade credit program lets you receive goods now (with a credit limit of up to $1 million) and extend payment by up to 120 days. We purchase the goods from your supplier and resell them to you on open account credit terms. That way, you can preserve more working capital for other crucial operating costs.

As the cost of solar systems continues to fall, more commercial properties are turning to solar power to lower monthly utility costs. Celtic offers up to $350,000 in financing to businesses looking to install or update their commercial solar paneling systems.