New & Used Car Dealership Business Loans
Drive growth with affordable financing from Celtic Bank
Apply nowNEW OR USED CAR DEALERSHIP FINANCING WITH CELTIC BANK
Buy or Expand Your Dealership without Sacrificing Cash Flow
Want to expand your marketing efforts or buy a competing dealership, but all your cash is tied up in keeping your lot stocked?
With low rates and longer repayment terms, a small business loan from Celtic Bank could be the perfect financing vehicle for your dealership.
We know that as a car dealer most of your cash is locked up in your lot inventory, making it hard to invest in the things that help you stay competitive or expand your business. But as your financing partner, we can help you get the cash you need while also preserving cashflow.
We’ve been helping car dealers get affordable SBA financing since 2001. You can trust our industry experience to secure an affordable loan that is tailored to your dealership business.
So whether you are looking to open a second location, stock your lot, or expand your sales team— we can help you get the funds you need to grow at a price you can afford.
Partner today with a lender that gets your business!
New & Used Car Dealership Financing Details
We’re an SBA preferred lender with delegated lending authority from the SBA. This means that we can approve and fund your loan directly — accelerating your time to funding.
With SBA 7(a) Financing Get:
- Competitive Rates
- Up to 90% loan-to-value (LTV)
- Up to $5M in funding
- Terms of up to 25 years
- No balloon payments
USES OF BUSINESS FINANCING FOR A NEW OR USED CAR DEALERSHIP
Get What You Need—and When You Need It
SBA loans have longer repayment terms and lower rates than alternative financing. You’ll still have the cash flow you need to cover day-to-day expenses while also having funds to invest in the things that help you grow. With an SBA 7(a) loan you can:
Buy an existing used car dealership
Refinance expensive business debt
Expand the sales team
Stock lot inventory
Increase marketing efforts
Cover operational costs






