Strategic Lending Partnerships

Consumer and small business lending programs for fintechs. Regulatory infrastructure, underwriting expertise, and scale — built in.

Contact us about a Lending Partnership

$250B+

Partner loan fundings

200MM+

Loans and accounts

12MM+

Active credit cards

Consumer Lending

Credit cards

Point of sale financing

Term loans

Revolving lines of credit

Small Business Lending

Lines of credit

Term loans

Working capital loans

Credit / charge cards

Experience & Expertise

Over a decade partnering with fintechs on consumer and small business lending. We've seen what works, what doesn't, and how to get programs live efficiently.

Collaborative Compliance

Compliance isn't something we hand off — it's something we work through together. Partners benefit from Celtic's regulatory expertise while maintaining visibility and input throughout.

Flexibility & Responsiveness

We move quickly, adapt when things change, and stay accessible. No ticketing systems, no black boxes — direct access to people who know your program.

Custom Program Design

Programs built around your use case — not the other way around. We're open to new ideas and structured to support them.

What is a strategic lending partnership with Celtic Bank?

A strategic lending partnership lets fintechs, platforms, and marketplaces offer lending products using Celtic's regulatory infrastructure and bank charter. 

What lending products does Celtic Bank support?

Does Celtic Bank originate the loans or does the partner?

How long does it take to launch a lending program with Celtic?

Can Celtic Bank support both consumer and small business lending?

What makes Celtic different from other bank partners for lending?