Celtic Bank and Continental Finance Company have been made aware of potentially inappropriate collection efforts by Security Credit Services directed to some Continental Finance Company customers. If you are a CFC customer and you have received a letter or other communication from Security Credit Services asserting that your account is in collection and that a credit card payment will be accepted, please be aware that some reporting errors and inaccuracies have been identified. If you suspect you have been affected by this issue, please email a copy of any documentation you have to investigations@celticbank.com

Cardholder Agreements

Pursuant to the Credit Card Accountability, Responsibility, and Disclosure ("CARD") Act signed into law on May 22, 2009, listed below are links to view Celtic Bank's current product offerings or request your cardholder agreement.

Indigo Platinum (serviced by Genesis FS Card Services) To request a copy of your cardholder agreement please call: (866) 946-9545 or click the applicable link below Indigo Platinum MC Cardholder Agreement 59 Annual Fee Indigo Platinum MC Cardholder Agreement 75-99 AF Indigo Platinum MC Cardholder Agreement 75-99 AF 300 CL Indigo Platinum MC Cardholder Agreement 99 AF 400 CL Indigo Platinum MC Cardholder Agreement 125 AF 400 CL Indigo Platinum MC Cardholder Agreement No Annual Fee	Reflex (serviced by Continental Financial Company) To request a copy of your cardholder agreement please call: (866) 449-4514 or click the applicable link below Reflex Cardholder Agreement 75-99 Annual Fee 300 CL Reflex Cardholder Agreement 99 Annual Fee DCL Reflex Cardholder Agreement 99 Annual Fee 500 CL Reflex Cardholder Agreement 99 Annual Fee 750 CL	Surge (serviced by Continental Financial Company) To request a copy of your cardholder agreement please call: (866) 449-4514 or click the applicable link below Surge Cardholder Agreement 75-99 Annual Fee 300 CL Surge Cardholder Agreement 99 Annual Fee DCL Surge Cardholder Agreement 99 Annual Fee 500 CL Surge Cardholder Agreement 99 Annual Fee 750 CL
Deserve Classic To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve Classic Cardholder Agreement	Deserve Edu To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve Edu Cardholder Agreement	Deserve Pro To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve Pro Cardholder Agreement
Deserve Grand Reserve To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve Grand Reserve Cardholder Agreement	Deserve Honor Society EDU To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve Honor Society EDU Cardholder Agreement	Deserve Honor Society EDU Pro To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve Honor Society Pro Cardholder Agreement
Deserve NJIT Affinity EDU To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve NJIT Affinity EDU Cardholder Agreement	Deserve NJIT EDU Pro To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve NJIT Affinity EDU Pro Cardholder Agreement	Deserve Digital First To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve Digital First
Deserve Lending Point To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve Lending Point	Deserve NSLS EDU To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve NSLS EDU	Deserve NSLS PRO To request a copy of your cardholder agreement please call: (800) 418-2362 or click the applicable link below Deserve NSLS PRO