Conventional Commercial & Residential Builder Financing

Build with a Lender that Knows the Intermountain SPEC and Land Development Market

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The Difference

Get Your Project Done Right with a Proven Construction Lender

We’ve helped real estate developers, home builders and investors in the Intermountain West finance projects with fast and affordable conventional construction loans for over 20 years.   

Headquartered in Salt Lake City, you can rely on the local insight and experience of our in-house construction financing team to avoid delays and surprises. We can help ensure your project is done right: in budget and on schedule.  

As your construction lender, you can get up to $10 million in financing at low rates and flexible terms to start your next project. Build with a lender that knows real estate and construction financing. Contact us today.  

Financing Features:

  • Up to $10M in funding
  • Up to 85% loan-to-value
  • Terms of 12 to 36 months
  • Low rates and flexible terms 
  • In-house underwriting and fast approvals 
  • Quick draw turn arounds with in-house draw disbursement department 
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Real Estate and Construction Financing Solutions

Need Something Built? — We Can Probably Finance it

From industrial or retail builds to residential acquisition and development of single or multifamily homes—we've financed it all. Celtic Bank actively finances real estate development and construction projects in Utah and across the Intermountain West.

Commercial Construction

Industrial 

Warehouse 

Retail 

Raw Land 

Residential Construction

Single Family Detached and Attached Housing 

Speculative, Models and Pre-solds 

Subdivisions 

Lot and Land Acquisition 

Land Development 

Multi-Family 

Finished Lots 

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Need to Finance a Construction Project? Tell Us More.