Financing for Building Supply & Hardware Stores
Build your business with an affordable loan from Celtic Bank
Apply nowHARDWARE STORE FINANCING WITH CELTIC BANK
Buy, Build or Expand Your Hardware Store
Is the bulk of your cash tied up in inventory?
With low rates and longer repayment terms, a small business loan from Celtic Bank could be the perfect financing tool for your hardware store.
We know with your cash locked up in inventory, it can be hard to invest in expanding your business. But as your financing partner, we can help you get the cash you need to grow.
We’ve been helping hardware store owners get affordable SBA financing since 2001. You can trust our industry experience to secure an affordable loan that is tailored to your business.
So whether you are looking to own the space you’ve been renting for years, solve cash flow issues or hire staff — we can help you get the funds you need to grow at a price you can afford.
Partner today with a lender that gets your business!
Hardware Store Financing Details
The competitive terms of an SBA 7(a) loan make it one of the most popular financing options among hardware store owners.
Work with a lender that has extensive SBA and industry experience for a quicker and more transparent process. As a top ten SBA Preferred Lender, we offer a streamlined loan process, accelerating your time to funding.
With SBA 7(a) Financing Get:
- Competitive Rates
- Up to 90% loan-to value (LTV)
- Up to $5M in funding
- Terms of up to 25 years
- No balloon payments
USES OF HARDWARE STORE FINANCING
Get What You Need—and When You Need It
SBA 7(a) financing gives you the funds you need to invest in the things that keep you competitive in the long-term — while still giving you the cash flow to cover you in the short-term. With an SBA 7(a) loan you can:
Buy an existing hardware store
Make tenant improvements
Finance bulk orders
Open a new location
Purchase commercial real estate
Buy out a partner
Refinance business debt
Solve cash-flow issues
Buy a new point of sale system
Hire more staff






