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Liquor Store Financing

Get a top shelf business loan that’s a bottom shelf deal

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LIQUOR STORE FINANCING WITH CELTIC BANK

Buy, Build or Expand Your Liquor Store

Even though liquor stores are recession-proof, as an owner/operator you know running a liquor store isn’t all bubbles and spirits.  

Given the thin margins and complexities of the liquor business, it is vital you partner with a lender that understands how to successfully finance your business. Whether you need funds to open a new location, make building improvements, buy out a partner, invest in a better POS system, or offset inventory and payroll costs, Celtic Bank has helped hundreds of beer, wine and liquor store owners across the country get the funding they need. 

The low rates and longer repayment terms of our SBA 7(a) financing make it the ideal funding option for your liquor store business. On top of affordable financing, we offer quick approval times and an effortless funding experience.  

Liquor Store Financing Details 

The competitive terms of an SBA 7(a) loan make it one of the most popular financing options among beer, wine and liquor store owners. 

It important when considering an SBA loan, that you work with a lender that has extensive SBA and industry experience for a quicker and more transparent process. As a top ten SBA Preferred Lender, we offer a streamlined loan process, ensuring you get funded sooner. 

With SBA 7(a) Financing Get:  

  • Rates at, or below prime + 2.75% 
  • Up to 85% loan-to-value (LTV) 
  • Up to $5M in funding 
  • Terms up to 25 years 
  • No balloon payments
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USES OF LIQUOR STORE FINANCING

Get What You Need—and When You Need It

The tight margins of owning and operating a liquor store makes every dollar count. With lower rates and longer repayment terms, SBA 7(a) financing makes your dollar stretch farther. SBA 7(a) financing gives you the funds you need to invest in the things that keep you competitive in the long-term—while still giving you the cash flow to cover you in the short-term. You can use an SBA 7(a) loan to:

Buy a liquor store  

Renovate an existing liquor store 

Finance bulk orders 

Open a new location 

Purchase commercial real estate 

Buy out a partner 

Refinance business debt 

Solve cash-flow issues 

Buy a new point of sale system 

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RECENTLY FINANCED LIQUOR STORES

Let Celtic Bank Fund Your Liquor Store

Celtic Bank extends millions of dollars in loans to liquor stores around the country. We would love your liquor store to be our next project.
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