Oil Change and Lube Business Loans and Franchise Financing
Small business financing, made simple
Apply nowOIL CHANGE AND LUBE BUSINESS LOANS WITH CELTIC BANK
Buy, Build or Expand Your Lube Business or Franchise
As owner of an oil change and lube business, you’ve worked hard to get your business to where it is. But if you’re like most auto shop owners, the day-to-day grind leaves you with little time to work on expanding your business.
That’s where we can help. With Celtic Bank as your financing partner, we make getting financing simple so you can get back to the important stuff, like tuning up more cars.
We have years of experience helping auto shop owners like you buy another garage, upgrade equipment, hire skilled mechanics and more. Because we know your industry, you can trust us to help avoid delays and surprises in the financing process.
Partner today with a lender that knows your business.
Oil Change and Lube Business Financing Details
As a top-five SBA preferred lender, we have SBA authority to approve loans in-house. This means we are equipped to meet rushed financing deadlines and can get you the capital you need to grow—faster.
With SBA 7(a) Financing Get:
- Competitive Rates
- Up to 90% loan-to-value (LTV)
- Up to $5M in funding
- Terms of up to 25 years
- No balloon payments
USES OF OIL CHANGE AND LUBE BUSINESS LOANS
Get What You Need—and When You Need It
With low rates and longer repayment terms, our SBA financing helps you grow your oil change and lube business at a price you can afford. You’ll have the cash flow to invest in the things that will really help your business thrive. You can use an SBA 7(a) loan to:
Buy an existing oil change and lube business
Build a new garage
Renovate your existing location
Refinance expensive debt
Upgrade diagnostic equipment
Stock inventory
Hire skilled mechanics






