Oil Change and Lube Business Loans and Franchise Financing

Small business financing, made simple

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OIL CHANGE AND LUBE BUSINESS LOANS WITH CELTIC BANK

Buy, Build or Expand Your Lube Business or Franchise

As owner of an oil change and lube business, you’ve worked hard to get your business to where it is. But if you’re like most auto shop owners, the day-to-day grind leaves you with little time to work on expanding your business.  

That’s where we can help. With Celtic Bank as your financing partner, we make getting financing simple so you can get back to the important stuff, like tuning up more cars.  

We have years of experience helping auto shop owners like you buy another garage, upgrade equipment, hire skilled mechanics and more. Because we know your industry, you can trust us to help avoid delays and surprises in the financing process. 

Partner today with a lender that knows your business.

Oil Change and Lube Business Financing Details

As a top-five SBA preferred lender, we have SBA authority to approve loans in-house. This means we are equipped to meet rushed financing deadlines and can get you the capital you need to grow—faster. 

  

With SBA 7(a) Financing Get:

  • Competitive Rates 
  • Up to 90% loan-to-value (LTV)
  • Up to $5M in funding 
  • Terms of up to 25 years 
  • No balloon payments 
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USES OF OIL CHANGE AND LUBE BUSINESS LOANS

Get What You Need—and When You Need It

With low rates and longer repayment terms, our SBA financing helps you grow your oil change and lube business at a price you can afford. You’ll have the cash flow to invest in the things that will really help your business thrive. You can use an SBA 7(a) loan to:

Buy an existing oil change and lube business  

Build a new garage 

Renovate your existing location  

Refinance expensive debt 

Upgrade diagnostic equipment 

Stock inventory 

Hire skilled mechanics 

Apply Now

RECENTLY FINANCED OIL CHANGE AND LUBE BUSINESSS

Let Celtic Bank Fund Your Oil Change and Lube Business

Celtic Bank extends millions of dollars in loans to oil change and lube businesses around the country. We would love your shop to be our next project.
Fund Your Shop Today!

CASESTUDY

Don’t Just Take Our Word for It

Need a Business Loan?

Pre-qualify for a loan in minutes and focus on growing your business.

Apply Now