Business Loan Contacts
Michael Rice
VP - Business Development

Michael Rice is a veteran of SBA and commercial lending with over 25 years’ experience in sales, credit and operations. He specializes in providing lending solutions to business owners and his valued referral partners.
His experience includes growing SBA Divisions for regional banks and finance companies as the SBA manager for West Coast operations. He has expertise in construction lending, commercial and SBA lending in industries from hospitality to automotive service, childcare, senior housing and food service.
Michael was a UCSB graduate in accounting and finance. He resides in Marin County with his wife and his two daughters, where he has been active in the community and in addition to coaching, has served on the boards of the San Rafael Rotary, the San Rafael Chamber, and Marin Senior Coordinating Council.
Contact Michael Rice
What Project Can I Help You With?
An SBA Expert Who Knows Your Industry
Loan Solutions
- Ground-up Construction for Special Use Properties
- Business Acquisitions
- Partner Buyouts
- Equipment Finance
- Debt Restructuring
- Franchise Financing
- Start-up Financing
Industries
- Car Washes
- Hotels
- Assisted Living Facilities
- Daycares
- Gyms
- Auto Mechanic Shops
- Food Service Producers
Partner with Michael to Get More Clients Funded
With no traditional branch network serving direct customers, Celtic Bank prides itself on being one of the best partner banks in the country.
Our referral partners receive:
• Attractive referral fees
• Streamlined turnaround times and deal execution
• Entrepreneurial credit culture
• Dedicated business development officer
• Easy online loan submissions for your clients
• Robust partner portal with full deal transparency
Recently Financed Deals
Work with Michael to Get the Financing You Need
Testimonials
Don’t Just Take Our Word For It

Read Will's
Experience
“If it weren’t for Celtic Bank, I would still be working for other people.”
- Will Fulton
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