Restaurant Financing

Take a bite out of the competition with fast, affordable financing from Celtic Bank

RESTAURANT FINANCING WITH CELTIC BANK

Buy, Build or Expand Your Restaurant

Do you want to finally buy that property you’ve been leasing for years? Need to renovate? Replace some expensive equipment? Going ground-up on a second location? Or looking to buy a third?

Many banks shy away from restaurant loans. Not Celtic Bank. We know how tough it can be for restaurant owners to access capital. We understand your challenges – that your industry is hyper-competitive, asset-heavy, and that you often have pivot quickly to keep and attract patrons.

Having transacted tens of millions of dollars in restaurant financing last year alone, Celtic Bank offers quick approval times and an effortless funding experience. We do the heavy financial lifting, so you can focus on five-star improvements and growing your customer base.

Partner with a lender today that knows your business.

Restaurant Financing Details

The low rate and longer repayment terms of an SBA 7(a) loan make it one of the most popular financing options for any kind of restaurant, from limited- to full-service.

As a preferred SBA lender, we can approve loan applications in house, accelerating your time to funding.

With SBA 7(a) Financing Get:

Rates at, or below prime + 2.75%
Up to 85% loan-to-value (LTV)
Up to $5M in funding
Terms up to 25 years
No balloon payments

Apply now

USES OF RESTAURANT FINANCING

Get What You Need—and When You Need It

If you are looking for business financing that brings more to the table, the SBA 7(a) loan is it. Get the cash you need to resolve common challenges of running a restaurant, while still having the cash to grow. You can use an SBA 7(a) loan to:

Buy a business

Renovate and refurbish an existing restaurant

Open and build out a new location

Purchase commercial real estate

Buyout a partner

Upgrade equipment

Refinance business debt

Solve cash-flow issues

Stock inventory

Hire staff

Buy a new point-of-sale system

FUND YOUR RESTAURANT TODAY

RECENTLY FINANCED RESTAURANTS

Let Celtic Bank Fund Your Restaurant

Celtic Bank extends millions of dollars in loans to restaurants around the country. We would love your restaurant to be our next project.

FUND YOUR RESTAURANT