Physical, Speech and Occupational Therapy Business Loans
Grow your practice with fast, affordable financing
Apply nowTHERAPY PRACTICE FINANCING WITH CELTIC BANK
Buy, Build or Expand Your Therapy Practice
Looking to start, expand or acquire a physical, occupational or speech therapy practice?
Partner with a lender who understands the unique financing needs of your therapy practice.
We work with therapists, like you, every day. So instead of wasting time explaining industry jargon or common industry challenges, you can rely on our industry knowledge to avoid delays or surprises.
From opening new locations to financing an office remodel or to buying out a partner, Celtic Bank has helped therapists nationwide get the funding they need to help keep their practice competitive.
As a preferred SBA lender, we can approve loan applications in house, accelerating your time to funding. Our streamlined process frees up your time to focus on the important things, like providing quality care to more people.
Therapy Practice Financing Details
Compared to other financing options, the SBA 7(a) loan often gives qualified borrowers lower rates, longer terms, and more flexibility. It is a great financing option for any type of therapy practice or office.
From physical to occupational or to speech therapy and every practice in between, you can use an SBA 7(a) loan to finance it.
With SBA 7(a) Financing Get:
- Competitive Rates
- Up to 90% loan-to-value (LTV)
- Up to $5M in funding
- Terms of up to 25 years
- No balloon payments
USES OF THERAPY PRACTICE FINANCING
Get What You Need—and When You Need It
SBA 7(a) financing gives you the funds to invest in the things that keep you competitive in the long-term—while still having the cash flow for your day-to-day expenses. You can use an SBA 7(a) loan to:
Replace rent by purchasing commercial real estate
Refinance business debt
Buy out a partner
Purchase an existing practice
Invest in new equipment
Hire skilled staff
Launch a marketing campaign






