Daycare & Childcare Business Financing

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DAYCARE AND CHILDCARE FINANCING WITH CELTIC BANK

Buy, Build or Expand Your Daycare or Childcare business

Ready to grow your daycare or childcare business? Whether you need money for real estate, construction, renovation, acquisition or more, partner with the lender who knows your business. 

While other banks may shy away from daycare loans, at Celtic Bank we welcome them.  

Our experienced team understands the challenges that come with setting up a commercial business in a residential neighborhood, expanding facilities to keep up with enrollment demand, and complying with strict licensure requirements. And we can structure our loans around the complications of zoning requirements, educational standards, and special insurance laws that are unique to the childcare industry.  

Our SBA 7(a) loans provide fast, affordable, and effortless funding.  Free up your time to focus on the important things, like increasing enrollment and building relationships to grow your business. 

Daycare and Childcare Financing Details

Compared to other financing options, the SBA 7(a) loan often gives qualified daycare and childcare providers lower rates, longer terms and more flexibility. It is a great financing option for any kind of childcare center. From independent daycares to franchised childcare centersand everything in between, you can use an SBA 7(a) loan to finance it.  

As a preferred SBA lender, we can approve loan applications in house, accelerating your time to funding. 

With SBA 7(a) Financing Get:  

  • Rates at, or below prime + 2.75% 
  • Up to 85% loan-to-value (LTV) 
  • Up to $5M in funding 
  • Terms up to 25 years 
  • No balloon payments 
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USES OF DAYCARE AND CHILDCARE FINANCING

Get What You Need—and When You Need It

If you are looking for business financing that gives you more bang for your buck, the SBA 7(a) loan is it. SBA 7(a) financing gives you the funds to invest in the things that keep you competitive in the long-term—while still having the cash flow for your day-to-day expenses. You can use an SBA 7(a) loan to:

Build a new preschool or daycare center 

Buy out a partner 

Refinancing business debt 

Purchasing an existing preschool or daycare 

Invest in new supplies and toys 

Hire skilled teachers 

Implement new learning programs 

Upgrade safety features 

Launch a marketing campaign 

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RECENTLY FINANCED DAYCARE AND CHILDCARE BUSINESSES

Let Celtic Bank Fund Your Daycare and Childcare Business

Celtic Bank extends millions of dollars in business financing to childcare providers around the country. We would love your daycare or childcare center to be our next project.
FUND YOUR CENTER

CASESTUDY

Don’t Just Take Our Word for It

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Pre-qualify for a loan in minutes and focus on growing your business.

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