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Truck with special semi-trailer to transport heavy construction machinery

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Upgrade your equipment and still have cash to grow 

Equipment Leasing & Financing 

EQUIPMENT FINANCING DETAILS

Upgrade Your Equipment and Still Have Cash to Grow 

Equipment financing at low rates and flexible terms means your monthly payments won’t eat up all your revenue. You will still have enough cash to cover operating costs and to invest in your business.

Maintain Cashflow

When you have the right equipment you get jobs done faster and you use labor more effectively. This allows you to reduce labor costs and finish jobs on time.

Reduce Labor Costs 

Having the correct equipment for the job gives your business the upper hand when bidding on projects. And when your business gets more jobs or bigger, better projects you generate more revenue.

Generate More Revenue

Under the 179 section of the IRS tax code businesses can deduct the purchase price of equipment purchased or financed during the tax year.

Get a Tax Deduction on Purchased Equipment 

Equipment financing allows you to build equity in your equipment. You can later use this equity as collateral to finance your next equipment purchase or upgrade.

Build Equity in Equipment

Celtic Bank offers equipment financing at competitive low interest rates with flexible terms. This allows you to pay off your equipment financing faster and pay less interest overall.

Pay Less Interest, Save More

Equipment Financing Benefits

When considering equipment financing it's important to determine if the return on investment justifies the initial cost. 

While saving to pay for equipment in cash may feel smarter and less of a risk, it may frustrate your business growth. 

Why Equipment Financing Is Worth It

Crane & Lift Equipment

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Equipment Fincancing - Cranes

$100K - $2M | From 3 - 7 yrs

All terrain/hydraulic, crawler, rough terrain, boom truck, man lift, scissor lift

Crane & Lift 
Equipment

Heavy Duty Trucks

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Profiles of different big rigs semi trucks standing in row on parking lot

Heavy Duty Trucks (Class 7‐8) 

$100K - $2M | From 3 – 5 yrs

Conventional &#8220;semi&#8221;, dump, flatbed, tank, bucket, car carrier, logging, service, etc.

Trailer Financing

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Long Haul Semi Truck On a Rural Western USA Interstate Highway

Trailers

$100K - $2M | From 3 - 7 yrs 

Reefer, heavy haul, dropdeck, flatbed, lowboy, dry van, belly dump, side dump, tank, livestock, etc.

Light & Medium Duty Truck Financing

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Light & Medium Duty Trucks (Class 1‐6) 

$100K - $2M | From 3 - 5 yrs 

Service, sweeper, sewer, vacuum, water, tow, box, winch, yard, recycling, pumping etc.

Construction Equipment

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Construction & Earth Moving

Excavator, dozer, grader, loader, backhoe, mini &amp; compact equipment, drills, etc.

Aircraft

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Traffic at airport during sunset

Aviation

$100K - $2M | Up to 7 yrs

Jet, turboprop, piston, emergency, helicopter, etc.

Technology - Equipment Financing

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Group of happy computer programmers working together on desktop PC at corporate office.

Software, I.T., FF&E 

$100K - $2M | From 2 - 5 yrs 

Healthcare, computer, server, restaurant equipment, office furniture

Innovate Financing Solutions For Small Business

Get the financing to buy a business, refinance debt, buyout a partner, purchase commercial real estate, finance ground-up construction and more.

Types of Equipment We Finance

Call Us at 855-203-8634 and your equipment financing advisor will help you get started within one business day.

Contact us

Once you submit your <a href="https://app.celticbank.com/application">application</a>, you will know if you pre-qualify for equipment financing in one short conversation with your advisor.

Get a decision, fast

After you have been <a href="https://app.celticbank.com/application">approved</a>, you can use your financing to purchase equipment up to $2 million dollars.

Purchase equipment

EQUIPMENT FINANCING APPLICATION PROCESS 

Getting Started is Easy

Don’t Just Take Our Word For It

Midwest Auto Body Shop

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car elevator. Mechanic checks the underside of an industrial car, its chassis and axles on a lifting bench.

Read Jose's Experience

“We reached out to Celtic Bank, and we realized how easy it really was. They made the process so easy that within 60 days, we were in our new building.”

Urgently Ortho

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Read Liu-Chan's Experience

"The whole Celtic team worked hard to make sure that the loan went through while also making sure to mitigate risk in a prudent way so we can sustain our business. I appreciate that balance that Celtic strikes and I think it was done well."

101 Beer Kitchen

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Read Jess' Experience

"Celtic was able to turnaround our loan, so, so quickly. And that was crucial because we were going to have a project delay if we couldn't get vendors their deposits."

Kodiak Air

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Will Fulton - tumbnail

Read Will's Experience

"If it weren't for Celtic Bank, I would still be working for other people."

Testimonials

Pre-qualify for a loan in minutes and focus on growing your business.

Need a Business Loan?

Learn about your equipment financing and non-SBA loan options and find everything you need to get approved with Celtic Bank today.

Equipment Financing & Loan Options | Small Business Loans

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